Malaysians seeking satisfactory ways to invest their hard-earned savings face a bewildering choice as they try to safely optimise the return on their investments. The tax implication is but one of the factors to be taken into account in considering the alternatives available, but often, too little attention is paid to this even though tax can take a big bite out of the investment return and seriously impair the rate of future growth.

 

100 Ways to Save Tax for Malaysian Investors has been brought into being specifically to help Malaysians to understand the way that tax applies to different kinds of investment and how it can impact on the investor. It is designed to inform and educate not only the individual investor but also companies and other bodies in the private sector, including their directors, managers and owners as well as investment advisers and managers and other professional advisers such as accountants and lawyers. The main focus is on investment in Malaysia by Malaysians but the book also covers the tax implications of investment overseas including investment in Labuan as well as investment by non-residents and by successful applicants under the Malaysia My Second Home programme.

 

Besides dealing with the more traditional repositories for personal savings such as shares, property and fixed deposits, the book covers other investment media such as loans, bonds and other securities, options, convertibles, warrants and other derivatives, unit trusts and REITs, hedge funds, structured investment products, gold and precious metals, paintings and antiques, literary, musical and other copyrights, commodities and commodity futures and foreign currencies. Further, there are sections covering annuities, life and other personal insurance policies, Syariah-compliant investment instruments, investment clubs and online investment.

 

Tax planning within the framework of the law is permissible and this area is not neglected. The book deals with some of the more complex areas of tax law particularly "When can an investor be taxed as a dealer?", "Who is a Malaysian tax resident?", "Borrowing to invest and tax deductions for interest expense" and "Tax-break investments". Tax-informed investing contributes to efficient investing and proper attention to areas such as these where there is scope for tax mitigation can be fruitful. The book gives detailed explanations and guidance with examples to help the reader to a better understanding.

 

This book has evolved from the highly successful 100 Ways to Save Tax series by the same author.

 

Other titles in the series:

• 100 Ways to Save Tax in Malaysia for Individuals 

• 100 Ways to Save Tax in Malaysia for Small Businesses 

• 100 Ways to Save Tax in Malaysia for Property Investors